Informasi yang tertera di halaman ini dapat berubah sewaktu-waktu. Untuk informasi selengkapnya, dapat mengunjungi website resmi Bank BTN.
Reward
Annual Fee
Rp192.000
Fees and Administration Fees
Annual Fee
Rp192.000
Annual fee for additional card
Rp120.000
Minimum monthly payment
10% dari jumlah total tagihan
Late Fee
Rp150.000 atau 3% dari jumlah total tagihan
Late Fee Administration
None
Minimum cash advance fee
6% dari jumlah penarikan tunai atau Rp50.000
Daily cash advance limit
60% dari limit kartu
Conditions
Minimum monthly income
Rp4.000.000
Minimum age for primary card holder
21 Year
Maximum age for primary card holder
65 Year
Maximum age for additional card holder
17 Year
Who can apply
WNI and WNA
Credit Card Requirements
Need to Have Credit Card
Tidak. Pengaju tidak wajib memiliki kartu kredit sebelumnya
How To Apply
Dokumen yang Diperlukan
| Dokumen/Jenis Pekerjaan | Karyawan | Wirausaha | Profesional |
|---|---|---|---|
| Fotokopi KTP/KITAS | |||
| Bukti Penghasilan (Slip Gaji/SKP/SPT) | |||
| Fotokopi Rekening Tabungan (2 bln terakhir) | |||
| Fotokopi Surat Izin Profesi | |||
| NPWP | |||
| Fotokopi akta pendirian/SIUP/TDP |
BTN Visa Gold
Other Reward Credit Cards
Our Contact
Jl. Tomang Raya No. 38, Jatipulo
Palmerah, Jakarta Barat 11430
| Telepon | : (021) 40000 312 |
| Jam Kerja | : (Senin-Jumat 9:00-17:00) |
| : cs@cermati.com |
Consumer Complaint Service
PT Agregasi Cermat Indonesia - cs@cermati.com
Direktorat Jenderal Perlindungan
Konsumen dan Tertib Niaga
Kementerian Perdagangan RI
(Directorate General of Consumer Protection and Trade Compliance)
Follow Our Social Media
About Us
Other
Follow Our Social Media
Download Our App
PT Agregasi Cermat Indonesia
Terdaftar dan Diawasi
oleh Otoritas Jasa Keuangan (OJK)
Terdaftar dan Diawasi
oleh Otoritas Jasa Keuangan (OJK)
Supported By
PT Cermati Pialang Asuransi
KEP-596/PD.02/2025
Supported By
PT Artha Investa Teknologi
KEP-7/PM.21/2021
Disclaimer: Cermati is a financial services aggregation provider registered with the Financial Services Authority (OJK). Therefore, the financial products and/or services offered do not constitute products and/or services issued by Cermati, and Cermati is not liable for claims and risks related to the products and/or services of Financial Services Institutions (LJK) and/or parties conducting activities in the financial services sector.
© 2026 Cermati. All Rights Reserved.